Ach Micro-Deposit Verification (Via Stripe)

[Cherry]

We've been working on a fork of the original Stripe module shipped with Blesta, as can be seen here: https://github.com/nodecraft/stripe_plus_gateway. Our primary goals are to support new Stripe features, and better complement Stripe's recommendations to its customers.

 

One of the primary new features that Stripe now supports is ACH payments. We've already implemented ACH payments into our forked module, however unfortunately, Stripe's ACH verification process requires additional steps not currently supported by Blesta natively.

 

When adding an ACH account to a Stripe account, Stripe makes two micro-deposits by default, which the customer is then required to enter after they've cleared. This is in order to verify their bank account details. Stripe provides the functionality via their API to then verify and match those amounts automatically for customers and without a plugin, Blesta would be unable to provide this verification process for it's users. https://stripe.com/docs/ach#manually-collecting-and-verifying-bank-accounts

 

This can be worked around of course by contacting the customer, and then having an agent manually verify the micro-deposits via Stripe's UI, but having this available via Blesta would be much more ideal, and allow customers to add ACH accounts via Stripe, without any need of talking to a representative of the company.

 

You can read more about ACH via their docs: https://stripe.com/docs/ach

 

If any further information is required, don't hesitate to let us know and we'll be happy to assist in any way that we can.

[Michael]

Would you like me to move this to contrive or marketplace mate as this is mainly for feature requests? and Thank you for your version .

[Cherry]

Would you like me to move this to contrive or marketplace mate as this is mainly for feature requests? and Thank you for your version .

Thanks. We've made a separate post about the gateway (found here). This post was primarily for the ACH verification feature request, so we can improve this gateway further in the future.

[Jason Ryan]

+1 for this functionality.

@Cherry, nice work on the Stripe+ Gateway, working out beautifully.