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I agree with your comments regarding PCI compliance, but this doesn't change anything relative to my original request. If the client clicks the "ON" box, we are still responsible for PCI compliance whether the box was set on by default or by the client.

I had also issues with upgrades few times on php 7, then I started to follow one simple procedure ... 1.overwrite files with new one 2. switch back to php5.6 3. start upgrade process CLI or WEB(doesn't matter) 4. apply hotfix php7 and switch to php7 . With this approach, I never had problems(today upgraded from 4.1.0 to 4.2 ) while uploading hotfix php 7 after overwriting and then starting upgrade throw up an error (...files encoded with 5.6...etc).Now I didn't go deeper into this issue since this approach works fine for me.

we are still waiting for this awesome module... ! any news ? is there any stable version i could use for the latest whmcs ?